Sunday, 5 October 2014

Ascertaining the Jurisdiction of Magistracy Court in Cases of Cheque Bouncing

Dashrath Rupsingh Rathod v. State of Maharashtra[1] [Full Bench]

Background of the Case
In the case of K. Bhaskaran v. Sankaran Vaidhyan Balan, the Supreme Court in a division bench had held that an offence under Section 138 (a penal provision dealing with cases of cheque bouncing) can be completed only with the occurrence of all the 5 following elements: (a) Drawing of the cheque, (2) then presentation of the cheque to the bank, (3) thereafter return of the cheque as unpaid by the drawee bank, (4) consequently giving of a notice in writing to the drawer of the cheque demanding payment of the cheque amount, and finally (5) failure of the drawer to make payment within 15 days of the receipt of the notice.
Now, the consequence of the decision was that the holder of the cheques (i.e., the person to whom the cheque is issued or person entitled to be paid) after getting the cheque dishonoured would initiate litigation at any place suitable to his/her own convenience [sometimes to even cause harassment to the accused], not necessarily a place convenient to the accused. Since, there were 5 ingredients of the offence as per Bhaskaran, therefore, the case can be instituted in the territoriality of any Court at whose place any of the ingredients occurred or one of the “cause of action” arose.

I. Precedents Involved
The precedents cited that are overruled, clarified or upheld:
(a)   K. Bhaskaran v. Sankaran Vaidhyan Balan (1999) 7 SCC 510 [Division Bench]
(b)  Harman Electronics Pvt. Ltd. v. National Panasonic India Pvt. Ltd. (2009) 1 SCC 720 [Division Bench]
(c)   Shri Ishar Alloy Steels Ltd. v. Jayaswals Neco Ltd. (2001) 3 SCC 609 [Full Bench]
(d)  Prem Chand Vijay Kumar v. Yashpal Singh (2005) 4 SCC 417 [Division Bench]
(e)   SIL Import, USA v. Exim Aides Silk Exporters (1999) 4 SCC 567 [Division Bench]
(f)   Mosaraf Hossain Khan v. Bhagheeratha Engg. Ltd. (2006) 3 SCC 658 [Division Bench]
(g)   Nishant Aggarwal v. Kailash Kumar Sharma decided on 1.7.2013 Criminal Appeal No. 808 of 2013 [Division Bench]
(h)  Escorts Limited v. Rama Mukherjee decided on 17.09.2013 Criminal Appeal No. 1457 of 2013 [Division Bench]


II. Relevant Provisions
Ø  Negotiable Instruments Act 1882

§  Section 138. Dishonour of cheque for insufficiency, etc., of funds in the account.- Where any cheque drawn by a person on an account maintained by him with a banker for payment of any amount of money to another person from out of that account for the discharge, in whole or in part, of any debt or other liability, is returned by the bank unpaid, either because of the amount of money standing to the credit of that account is insufficient to honour the cheque or that it exceeds the amount arranged to be paid from that account by an agreement made with that bank, such person shall be deemed to have committed an offence and shall, without prejudice to any other provisions of this Act, be punished with imprisonment for a term which may be extended to two years, or with fine which may extend to twice the amount of the cheque, or with both:

Provided that nothing contained in this section shall apply unless-
(a) the cheque has been presented to the bank within a period of six months from the date on which it is drawn or within the period of its validity, whichever is earlier.
(b) the payee or the holder in due course of the cheque, as the case may be, makes a demand for the payment of the said amount of money by giving a notice in writing, to the drawer of the cheque, within thirty days of the receipt of information by him from the bank regarding the return of the cheque as unpaid; and
(c) the drawer of such cheque fails to make the payment of the said amount of money to the payee or, as the case may be, to the holder in due course of the cheque, within fifteen days of the receipt of the said notice.
Explanation. For the purposes of this section, "debt or other liability" means a legally enforceable debt or other liability.

§  Section 142. Cognizance of offences- Notwithstanding anything contained in the Code of Criminal Procedure, 1973 (2 of 1974) -
(a) no court shall take cognizance of any offence punishable Under Section 138 except upon a complaint, in writing, made by the payee or, as the case may be, the holder in due course of the cheque;
(b) Such complaint is made within one month of the date on which the cause of action arises Under Clause (c) of the proviso to Section 138; Provided that the cognizance of a complaint may be taken by the Court after the prescribed period, if the complainant satisfies the Court that he had sufficient cause for not making a complaint within such period.
(c) No court inferior to that of a Metropolitan Magistrate or a Judicial Magistrate of the first class shall try any offence punishable Under Section 138.

Ø  Code of Criminal Procedure, 1973

§  Section 177. Ordinary place of inquiry and trial.- Every offence shall ordinarily be inquired into and tried by a Court within whose local jurisdiction it was committed.

§  Section 178. Place of inquiry or trial. -(a) When it is uncertain in which of several local areas an offence was committed, or (b) where an offence is committed partly in one local area and partly in another, or (c) where an offence is a continuing one, and continues to be committed in more local areas than one, or (d) where it consists of several acts done in different local areas, it may be inquired into or tried by a Court having jurisdiction over any of such local areas.

§  Section 179. Offence triable where act is done or consequence ensues.-When an act is an offence by reason of anything which has been done and of a consequence which has ensued, the offence may be inquired into or tried by a Court within whose local jurisdiction such thing has been done or such consequence has ensued.


III. Issues
1.   Whether the offence u/s 138 NI Act is complete when the cheque is dishonoured or when the drawer fails to make the payment even after receipt of notice informing about the return of the cheque by drawee unpaid. In other words, whether the offence is complete when the main text of provision of Section 138 NI Act is satisfied, or when the Provisos to the Section 138 of the NI Act are fulfilled.
2.    Whether for the purposes of Court’s jurisdiction, Section 177 CrPC or civil proceedings “cause of action” operates.
3.    Whether the jurisdiction is of the Court in whose territoriality the bank on whom the cheque is drawn is situated or jurisdiction is on all those Courts in whose territoriality incidents of (a) drawing of the cheque, (b) Presentation of the cheque to the bank, (c) Returning the cheque unpaid by the drawee bank, (d) Giving notice in writing to the drawer of the cheque demanding payment of the cheque amount, (e) Failure of the drawer to make payment within 15 days of the receipt of the notice, may have occurred.
4.   On the scope of allegations of commission of offences under the Indian Penal Code and the jurisdiction of which Court thereof.


IV. Judgment on the Issues
Vikramkjit and Thakur, JJ. though wrote separate opinions, concurred on their conclusions.

On Issue 1
The Court speaking through the twin opinions of Vikramjit and Thakur, JJ. held that the Bhaskaran judgment had wrongly read the proviso to Section 138 NI Act’s main text, as prescribing the ingredients of the offence. In the Court’s opinion, the proviso instead should be treated as an exception to the generality of the enacting part by stipulating further conditions before a competent Court may take cognizance of the same.[2]
The Court opined that the legislature has made a clear distinction between what would constitute an offence and what would give to the complainant the cause of action to file a complaint for the court competent to take cognizance. Therefore, though an offence within the contemplation of Section 138 is complete with the dishonour of the cheque,[3] but taking cognizance of the same by any Court is forbidden so long as the complainant does not have the cause of action to file a complaint in terms of Clause (c) of the proviso read with Section 142.

On Issue 2
The Court while noting that Section 138 NI Act is a penal provision, stated that Sections 177 and 178 of the CrPC are the guiding provisions to be followed, which require that the Court in whose territory the offence is committed, to be the Court of jurisdiction. The usage of phrase “cause of action” in Section 142 NI Act, in the Court’s opinion, has irrelevantly led to the blind borrowing of civil law attributes in Criminal proceedings. In the Court’s opinion, the reason why Section 142 uses the phrase “cause of action” is because the proviso to Section 138 of the NI Act features three factors which are additionally required for prosecution to be successful as compliance with the three factors contained in the proviso are essential for the cognizance of the offence, even though they are not part of the action constituting the crime.
In my opinion, the Court rightly notes that the CrPC under Sections 177 and 178 mandates that the place where the offence is committed is the place relevant for conducting criminal prosecution. Therefore, the concept of “cause of action” where the bundle of facts required to be proved in a suit and accordingly also being relevant for the place of suing, is not pertinent/germane for determining the territorial jurisdiction of criminal Trials.

On Issue 3
Since, as the Court has already held that the offence under Section 138 NI is committed when the cheque is dishonoured, therefore, the Criminal Prosecution logically is the place where the cheque is dishonoured as per Section 177 CrPC. Thakur, J. rightly pointed out that the confusion as to the place of commission of the offence for the purposes of Sections 177 to 179 of the CrPC is meaningless, since once it is held that the conditions precedent for taking cognizance are not the ingredients constituting the offence of dishonour of the cheque, there is no room for any such confusion or vagueness about the place where the offence is committed, i.e., the place where the cheque is dishonoured.[4]

On Issue 4
The Court envisaged the possibility of cases where the offence under Section 138 NI Act is out of the offences [like the offence of cheating and dishonestly inducing the delivery of the property] committed in a single transaction within the meaning of Section 220(1) CrPC[5]. In such cases, the offender may be charged with and tried at one trial for every such offence and any such inquiry or trial may be conducted by any Court competent to enquire into or try any of the offences as provided by Section 184[6] CrPC.

V. Conclusion
The Court concluded that the offence under Section 138 NI Act is completed as soon as the cheque is dishonoured, while the prosecution is delayed till the satisfaction of the conditions mentioned in the proviso to Section 138 NI Act are fulfilled. Therefore, in light of Section 177 CrPC, the place, situs or venue of judicial inquiry and trial of the offence must logically be restricted to where the drawee bank is located, since it is the place where the offence under Section 138 NI Act is committed.




[1] 2014 (9) SCALE 97, Decided On: 01.08.2014.
[2] Present Case, ¶¶ 16, 51.
[3] Present Case ¶¶ 8, 37, 52.
[4] Present judgment, ¶¶ 19, 52.
[5] Section 220 (1) CrPC- Trial for more than one offence- If, in one series of acts so connected together as to form the same transaction, more offences than one are committed by the same person, he may be charged with, and tried at one trial for, every such offence.
[6] Relevant part of Section 184 CrPC- “where the offences committed by any person are such that he may be charged with, and tried at one trial for, each such offence by virtue of Section 220… [then] the offences may be inquired into or tried by any Court competent to inquire into or try any of the offences.”

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